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Privacy Policy

Torro Asset Distribution LLP, operating under the brand name Torrum Wealth ARN‑353700 is registered with the Association of Mutual Funds in India (AMFI) as a Mutual Fund  & SIF Distributor and is committed to protecting the privacy and confidentiality of your personal information.

This Privacy Policy describes how personal information is collected, used, stored, disclosed, and protected when you use our website, applications, or services, in accordance with applicable laws.

We take reasonable measures to protect personal information; however, disclosures may occur as required by law, regulation, contractual obligations, or circumstances beyond our control.

Legal & Regulatory Compliance

We collect and process personal data in accordance with:

  • SEBI regulations and circulars
  • AMFI guidelines
  • The Information Technology Act, 2000 (IT Act) and Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.
  • Digital Personal Data Protection Act, 2023 (DPDP Act).
  • Other applicable Indian laws
What we collect

We may collect the following information:

  • Name and contact details
  • Personal information: Permanent Account Number (PAN) and other KYC documents
  • Financial Details: Bank Account details, KYC Documents, Risk Profile, Investment Preferences
  • Transaction history, Balances and Payment details, for effecting transfer of monies through various payment channels facilitated by us.
  • Other information that can help us improve our services
How we use your information
  • Processing mutual fund and SIF applications and servicing investments
  • Conducting KYC, risk profiling, and suitability assessments as mandated by SEBI/AMFI
  • Maintaining records and performing compliance and audit checks
  • Internal analytics and service enhancement
  • Communicating transaction-related updates and regulatory disclosures via registered email or contact details.

We do not sell, rent, or trade your personal information. Disclosure to third parties is limited to what is necessary for service delivery or where mandated by law or regulation.

Use of Third-Party Platforms

Zoho

We use Zoho, a cloud-based CRM and data management platform, strictly for internal operations, including:

  • Client relationship management
  • Secure storage of client data
  • Internal analytics and compliance reporting
MProfit

We use MProfit, a third-party portfolio reporting platform, to enable clients to:

  • View their investment portfolios
  • Access transaction statements and performance reports
  • Generate tax-related reports

Only information necessary for these services is shared with MProfit.

Data Sharing and Confidentiality

We do not sell or commercially exploit client data. Information is shared with third-party service providers such as Zoho and MProfit solely on a need-to-know basis and for the limited purpose of providing services.

We ensure that such service providers are contractually bound by confidentiality obligations and maintain appropriate security standards, systems, and controls to protect personal data. Links to third-party websites are governed by their respective privacy policies, and Torro Wealth is not responsible for their content or privacy practices.

Torro Wealth shall not be liable for any data breach or security incident attributable to third-party service providers, beyond its reasonable control, provided such service providers have been engaged in compliance with applicable laws and contractual confidentiality obligations

Hyperlink Policy

This website may contain links to third-party websites. Accessing such links is at your own discretion and risk. Torro Wealth does not verify, monitor, or endorse the content, accuracy, or opinions expressed on external websites and assumes no responsibility for the same. Torro Wealth is also not responsible for any third-party websites linking to its website.

Torro Wealth shall not be responsible or liable, directly or indirectly, for the authenticity, accuracy, or completeness of personal data submitted by users, or for any misuse of such data not attributable to Torro.

Your Rights in relations to your personal data

You may review, correct, update, or complete your Personal Data provided to us. You are responsible for ensuring that the information shared is accurate and up to date.

You may also withdraw your consent for processing of your Personal Data, subject to applicable laws. Upon withdrawal, Torro Wealth will stop processing or sharing such data, except where retention is required under law or for regulatory and compliance purposes.

Requests to exercise your rights may be submitted via email grievanceredressal@torrumwealth.com with relevant details and will be addressed in accordance with applicable laws and regulations.

Data Security

We implement reasonable and appropriate security practices, including access controls, encryption, and secure systems, to protect personal data from unauthorized access, alteration, or disclosure. Information is retained only for such period as required under applicable laws or for legitimate business purposes.

Changes to this Privacy Policy

This Privacy Policy may be reviewed and updated periodically to reflect changes in laws, regulations, or business practices. Any material changes will be published on this page and, where required, communicated appropriately. Continued use of our services after such updates shall constitute deemed acceptance of the revised Policy.